Prepare for your Florida Real Estate Exam with a comprehensive quiz featuring multiple-choice questions, hints, and detailed explanations. Gain the confidence you need to succeed in obtaining your real estate license!

Practice this question and more.


Which agency is most likely to provide funding to financial institutions for home mortgage loans?

  1. A Federal Home Loan Bank

  2. The Federal Housing Finance Agency

  3. The Federal Mortgage Lending Institution

  4. The Federal Reserve System

The correct answer is: A Federal Home Loan Bank

The Federal Home Loan Bank is a government-sponsored agency that provides funding to financial institutions for home mortgage loans. Option B, the Federal Housing Finance Agency, is responsible for regulating and overseeing government-sponsored enterprises involved in mortgage lending, not directly providing funding. Option C, the Federal Mortgage Lending Institution, is not a specific agency and is not responsible for providing funding to financial institutions for home mortgage loans. Option D, the Federal Reserve System, is responsible for monetary policy and regulating banks, but does not directly provide funding for home mortgage loans to financial institutions.